How The Rich Get Richer And The Poor Get Poorer

May 19, 2009 by Susan Denny  
Filed under Wealth Creation

Robert Kiyosaki made an insightful quote in an article I was recently reading and it made me think about advice I’d received in the past.

He said, “Your greatest asset for financial success is your brain, so be sure to protect it from poor advice. At this time of financial crisis, people should be seeking good, relevant advice.”

How right he is. I’ve been given advice in the past from so-called experts, about my financial situation, and they were struggling to pay their own bills! Why would I want to take advice from someone who’s broke?

To create wealth you have to have the right mindset and you won’t get that listening to people who have not already achieved their own wealth.

You have to change your way of thinking and set goals for yourself. If you think that money is bad then you will be poor. You have to think of yourself as being rich already so that your energy changes and your mind is set up to receive an abundance.

Educate yourself about the principles of thinking big. Seek out the knowledge you need, educate yourself, ask questions of people who are already successful, and copy what they do so that you can be successful too.

The poor will always stay poor unless or until they change their way of thinking. The difference between being rich or being poor comes down to one simple saying:

“Rich is not having more money. Rich is knowing the secret to getting everything you want in life.”

Desire And Expectation

May 1, 2009 by Susan Denny  
Filed under Wealth Creation

An elderly, wealthy gentleman being interviewed by a newspaper reporter was asked at what point he became successful. His answer was, "I was successful when I was sleeping on a park bench because I knew where I was, and I knew where I was going".

To create the wealth you desire you must guard your mind constantly against doubt, because it is a negative vibration, and you are creating images of the things you don’t want.

If you’re wanting to own a brand new luxury car, the last thing you want to think about is how you’re going to afford it! I can assure you, you’ll find plenty of answers.

If you become aware that your thoughts are creating doubt, quieten yourself, start relaxing, and start picturing yourself already in possession of that brand new car.

When you do this you are altering the mental current flowing into your subconscious mind.

There are 3 basic steps to achieving prosperity in every aspect of your life.

  1. Build the image of what you want in your mind
  2. Turn it over to the Universe, God, Spirit (whatever you like to call it) and have FAITH that you will receive it. Desire without expectation is nothing more than wishful thinking
  3. Expect to receive it with all your heart and soul

What are you doing to create your wealth?

Is The Economic Crisis Affecting You?

October 30, 2008 by Susan Denny  
Filed under Wealth Creation

If you’re financially free then I guess it would have no affect at all. But, unfortunately, not all of us have that luxury.

The majority of the population is working at a 9 to 5 job bringing in a salary which only just covers your monthly expenses. With the cost of fuel and basic food items constantly rising, it becomes a real struggle to stay on top of it.

To really survive well in this climate of financial unrest, you need to have more than one source of income. You and your partner may both work, but if one of you loses your job, you could be in deep trouble with no prospects of getting out of it.

Would $200 or $1000 a month make a difference to your budget? In most cases it would make a huge difference. This is where multiple streams of income can help you.

If you want to find a way out of financial stress and own your own business, click HERE, submit your name and email address, as well as the Access Code AU7268658

Take control of your financial situation by taking action.

Affiliates Help Drive Your Sales

October 13, 2008 by Susan Denny  
Filed under Wealth Creation

As a product owner you should always be looking for different ways to promote your product.

What tools can you give to your affiliates which will help them to market your product better than anyone elses?

If you give them the very best content and tools to work with, they will go out of their way to promote your product. If they are successful with your product then they will be more likely to promote any future products you have. So if you want them to bring in a huge amount of sales, you have to give them the best chance by giving them everything they need.

So what tools should you give to your affiliates? It depends on the product but the two most common are emails and banner ads.

For an email to work you have to be able to attract the customer so that he can’t resist buying the product. You can write the email yourself or outsource it to somewhere like eLance.com, where the price per email is very reasonable. Whichever way you go don’t forget to add your affiliate links in several places.

Banner ads are not as popular as they used to be, however they do still work. If you can create a banner that flashes different messages then it is more likely to be clicked on. The beauty of a banner is that the affiliate code is embedded in the banner and the customer is taken directly to the sales page.

You can create your own banners from your logo or once again you can outsource to places like BannersMall.com There are also many other places you can have banners made.

To help your affiliates further you can also create articles, email signatures and ezine ads.

It doesn’t matter which tool you choose, as long as you are helping your affiliates make the sales which in turn help you.

Don’t Hope….DECIDE!

September 19, 2008 by Susan Denny  
Filed under Wealth Creation

"Though I am grateful for the blessings of wealth, it hasn’t changed who I am. My feet are still on the ground. I’m just wearing better shoes". Oprah Winfrey.

Don’t we all go through phases in our lives when we want nothing other than to be wealthy? We don’t want our financial burdens weighing us down anymore.

We can go through with our lives "hoping" that some day we’ll make it and be financially independent for the rest of our lives. But hoping doesn’t get you anywhere until you "decide" you will be wealthy. Once you’ve made your decision, there’s a shift in your consciousness which will awaken your thoughts and ideas as to how you’re going to achieve your wealth. You’ll start attracting people into your life who will help you on your path to success.

Yes, you will have times where you feel you’ll never make it, but it’s at that point you must show perseverance.
"Many of life’s failures are people who did not realize how close they were to success when they gave up". Thomas A. Edison (1847 - 1931)

Do you think Thomas Edison was just "hoping" he’d invent the first commercially practical incandescent light? I don’t think so. He’d made a decision that he was going to succeed and he never gave up, even though it’s claimed he had over 1,000 failures.

The difference between hoping and deciding is immense. It’s only when you decide to do something that action is taken and success is achieved.

 

What Will Your Final Wish Be?

September 2, 2008 by Susan Denny  
Filed under Wealth Creation

If you accumulated a substantial amount of wealth before you died, what would you want done with it once you’re gone?

There was a man who had worked all of his life and had saved all of his money. He was a real miser when it came to his money. He loved money more than just about anything, and just before he died, he said to his wife, "Now listen, when I die, I want you to take all my money and place it in the casket with me. I want to take my money to the afterlife."

So he got his wife to promise him with all her heart that when he died, she would put all the money in the casket with him.

Well, one day he died. He was stretched out in the casket, the wife was sitting there in black next to her closest friend. When they finished the ceremony, just before the undertakers got ready to close the casket, the wife said "Wait just a minute!" she had a shoe box with her, she came over with the box and placed it in the casket.

Then the undertakers locked the casket down and rolled it away.

Her friend said, "I hope you weren’t crazy enough to put all that money in the casket."

She said, "Yes, I promised. I’m a good christian, I can’t lie. I promised him that I was going to put that money in that casket with him."

"You mean to tell me you put every cent of his money in the casket with him?"

"I sure did," said the wife. "I got it all together, put it into my account and I wrote him a check!"

Now I don’t think I’d go that far, but it does make you think about the disposal of your assets once you die. That is why it’s so important to have a will, especially if you are quite wealthy. It’s much easier to disperse your wealth accordingly if you have a plan set up.

Most families don’t have any problems after the death of a loved one, but, in the absence of a will, it’s more than likely that your family will squabble about their rights to your inheritance.

It would be a shame to put a blight on your memory just because you didn’t have a will. Do it now! Even if you’re in your early 20’s, you do need a will, and it is much more urgent if you are a young entrepreneur who’s going places.

How Poor Are You?

August 28, 2008 by Susan Denny  
Filed under Wealth Creation

One day a father and his rich family took his son to a trip to the country with the firm purpose to show him how poor people can be.
They spent a day and a night in the farm of a very poor family. When they got back from their trip the father asked his son, "How was the trip?"
"Very good Dad!"
"Did you see how poor people can be?" the father asked.
"Yeah!"
"And what did you learn?"
The son answered, "I saw that we have a dog at home, and they have four. We have a pool that reaches to the middle of the garden, they have a creek that has no end. We have imported lamps in the garden, they have the stars. Our patio reaches to the front yard, they have a whole horizon." When the little boy was finishing, his father was speechless.
His son added, "Thanks Dad for showing me how poor we are!"

Wealth really is a state of mind isn’t it? You can have all the riches you want but on the other hand you can be the poorest person in the world.

It’s a matter of how you think about the riches that are already a part of your life. You have to be grateful for what you have and appreciate any new riches you attract.

Wealth comes in many forms other than monetary, and it’s all in the way you think about it.

Creating Future Entrepreneurs

August 24, 2008 by Susan Denny  
Filed under Wealth Creation

I was reading a story from my local newspaper today about a 31 year old woman, a real entrepreneur, who took the risk of going into business to teach different types of dance to students.

This had been a goal since she started dancing lessons as a child, and her dream had always been to have her own dance studio. Well she did it and now has a very successful business.

It made me think of all the obstacles she would have faced before getting to where she is now. She would have to face the following challenges:

  • Finding a studio in the right location
  • Finding a studio with reasonable rent
  • Finding a real estate agent who would be willing to rent out premises to someone with no prior financial history in real estate
  • Possibly going to financial institutions to ask for a loan to fit out her studio
  • Having enough money to advertise her studio and what she had to offer by the way of classes
  • Being able to pay dance teachers
  • Attracting enough students to pay all her bills and in due time, make a profit

It seems to me that you would have to be very persistent and patient to realize your dream of becoming an entrepreneur, but a lot of people do it and have become very successful.

There’s a risk, of course, that it will not turn out as you had hoped, but if you don’t step out of your "comfort zone" and be willing to do something that no one else will, then you’ll stay the same as you are and fit in with the majority of the population.

We need more entrepreneurs to step out and show that they are willing to put everything on the line to succeed at their chosen profession and in doing so, leading the way for more people to follow in their footsteps.

Create Wealth By Writing Daily In A Gratitude Journal

August 17, 2008 by Susan Denny  
Filed under Wealth Creation

Have you ever considered starting a gratitude journal and writing down how grateful you are for the things you already have in your life?

There’s nothing wrong with wanting more in your life, as long as you appreciate what you have. Showing gratitude is the first step on your journey to abundance. You will not experience the richness you desire until you have expressed your gratitude on a daily basis.

Sarah Ban Breaknach says from her book Simple Abundance, "You simply will not be the same person two months from now after consciously giving thanks each day for the abundance that exists in your life. And you will have set in motion an ancient spiritual law: "The more you have and are grateful for, the more will be given to you".

When you start writing in your gratitude journal, wonderful things start happening. When you first start off and are trying to be consistent, you may find yourself nodding off to sleep then suddenly sitting up in bed and grabbing your journal, because you hadn’t written anything that day.

You’ll do or see things throughout your day which you know will have to be written in your gratitude journal and after a while you’ll actually start looking for things to be grateful for. What happens then is that whatever you look for or focus your attention on, will start to happen in your life.

If you’ve had an absolutely wonderful day, don’t be embarrassed to show how you feel. Jump in the air for joy, sqeal with delight or do a little happy dance. As the saying goes, "Let it all hang out!"

Dr. Seuss once said, "Be who you are and say what you feel, because those who mind don’t matter, and those who matter don’t mind". Ain’t that the truth?

Start your gratitude journal today and live each day being grateful for what you have.

From Debt To Wealth

August 11, 2008 by Susan Denny  
Filed under Wealth Creation

Most of us, at some stage of our life, get ourselves into debt and don’t know where to start to pay it off.

So how do we get from debt to wealth? There’s a few simple steps you can take before you can do anything about your current debt.

  • Do a spreadsheet showing every item you pay for either weekly, every 2 weeks or monthly, which includes everything, such as your mortgage, insurances, credit cards, utilities, groceries, car expenses etc.
  • Add up all the columns until you come up with a total
  • Divide the total by 52 (weeks in a year) which will then show how much you have to earn each week to pay off your debts
  • Take your net salary amount for the year and divide it by 52
  • Take your debts away from your salary and you’ll either have debt or be in surplus

If you’re in debit, don’t despair as there are things you can do to get from debt to wealth.

The first thing you must do is get in touch with your creditors, tell them your situation, and then work out a payment plan. You’ll find that they will co-operate with you if you are up front and honest with them, and pay the agreed regular repayments.

Don’t expect your debts to be paid off overnight, but if you stick to your plan you’ll be on the road from debt to wealth in no time.

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